Insurance
Missouri Lawsuit Filed Against Natural Gas Company Over Fatal Home Explosion

Missouri’s legal professional basic sued a pure fuel firm Monday over the explosion of a home in a small city that killed a 5-year-old boy, accusing the utility of violating a state security legislation.
Legal professional Basic Andrew Bailey’s lawsuit got here lower than per week after federal investigators mentioned in a preliminary report {that a} Liberty Utilities worker did not mark a bit of a fuel line earlier than one other firm drilled into it whereas putting in a fiber optic cable. The April 9 explosion destroyed a house in Lexington, a city of about 4,500 folks about 55 miles (89 kilometers) east of Kansas Metropolis.
The blast killed Alistair Lamb and injured his 10-year-old sister, Cami, and their father, Jacob Cunningham. Bailey’s lawsuit, filed in Lafayette County Circuit Court docket, alleges {that a} Liberty worker “falsely” informed the corporate putting in the fiber optic cable that each one fuel traces had been marked. The lawsuit referred to as the explosion a “preventable tragedy.”
Bailey mentioned Liberty violated a state legislation designed to make sure that digging for underground water, sewer and telecommunications traces is protected. Bailey is searching for a $10,000 high quality for every day the part of fuel line wasn’t marked and needs a particular monitor appointed to make sure that the corporate complies with the legislation.
The corporate mentioned in a press release that as a celebration to the U.S. Nationwide Transportation Security Board’s ongoing investigation, it can’t remark a lot in regards to the explosion or the lawsuit. Liberty mentioned it is going to proceed to assist households affected by the explosion and “assist broader restoration efforts.”
“Nothing is extra vital to us than the protection of our clients, workers, and communities,” the assertion mentioned. “We stay absolutely dedicated to working with authorities and regulatory companies to assist the continuing investigation into the reason for the incident.”
Copyright 2025 Related Press. All rights reserved. This materials might not be printed, broadcast, rewritten or redistributed.
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Missouri Counties Receive Federal Disaster Assistance After Severe Storms

The U.S. Small Enterprise Administration (SBA) has introduced a significant catastrophe declaration for a number of counties in Missouri, together with Bollinger, Butler, Cape Girardeau, Carter, and others, resulting from extreme storms, straight-line winds, tornadoes, and flooding that occurred from March 30 to April 8, 2025.
This declaration, issued on Might 21, 2025, permits Non-public Non-Revenue organizations that present important governmental providers to use for catastrophe loans by means of the SBA’s on-line portal or different native areas.
The catastrophe help is particularly for Public Help, which implies it’s aimed toward serving to communities get better from the harm to public infrastructure and amenities.
Non-Revenue organizations can apply for loans to cowl bodily damages and financial accidents, with an rate of interest of three.625% for these with out credit score obtainable elsewhere.
The deadline for bodily mortgage functions is July 22, 2025, whereas the deadline for Financial Harm Catastrophe Mortgage (EIDL) functions is February 23, 2026.
This federal help is essential for the affected counties to rebuild and restore important providers disrupted by the extreme climate occasions.
Supply: Federal Register / AppliedXL
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At Least 4 Dead in San Antonio And Dozens More Rescued After Heavy Rain

A minimum of 4 persons are lifeless in San Antonio and dozens of water rescues have been made across the metropolis after heavy rains flooded highways and stranded motorists, officers mentioned Thursday.
Fireplace officers mentioned they’re nonetheless trying to find two people who find themselves lacking. Requires water rescued started shortly earlier than dawn, in response to the San Antonio police division.
Extreme rainfall is probably going throughout components of the southern Plains over the approaching days, the Nationwide Climate Service mentioned.
A number of rounds of storms with heavy rainfall can be fueled by a moist low stage jet, NWS mentioned. The climate company forecasts 2 to 4 inch rainfall totals throughout the ArkLaTex area and three to five inches for components of southeast Texas by means of late Friday evening. Extreme thunderstorms are additionally attainable.
The Related Press contributed to this report.
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Florida Commission Accepts First Hurricane Model Under New Standards

The Florida Fee on Hurricane Loss Projection Methodology has accepted a brand new loss mannequin from Karen Clark & Co., the primary to satisfy the fee’s newest requirements.
KCC’s Model 5.0 incorporates two extra years of local weather and hurricane information and consists of a number of upgrades, corresponding to secondary constructing traits, new vulnerability features for appurtenant constructions, and up to date vulnerability features for manufactured houses, the agency mentioned Thursday. The replace additionally helps modeling of regulation and ordinance protection and roof precise money worth endorsements.
The modeling is designed to assist insurance coverage carriers and reinsurers on pricing, underwriting, and danger administration selections, KCC mentioned in an announcement.
The hurricane methodology fee was established in 1995 to assessment and audit loss fashions. The fee at the moment accepts fashions from seven distributors, together with Utilized Analysis Associates, CoreLogic, Florida Worldwide College’s public mannequin, Affect Forecasting, KCC, Threat Administration Options, and Verisk. The certificates for hurricane models accepted beneath the fee’s 2021 requirements are on account of expire in November, the fee has indicated.
The KCC hurricane mannequin certification comes 9 months after the fee accepted three new flood models: one from Karen Clark, one from Aon’s Affect Forecasting and one being a public mannequin developed by researchers from eight universities.
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