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Navigating Phlebotomy Careers with a Felony

understanding the role of phlebotomist

In a world where a single life-changing decision can redefine a person’s future, it is essential to understand the opportunities available to reshape one’s life after a conviction. Particularly in the field of Phlebotomy, the question of whether one can key into the profession despite a felony is crucial. This discussion covers a broad spectrum, including an understanding of what being a Phlebotomist entails, the impact of a felony on medical employment, relevant laws and regulations, and the existing opportunities for individuals with a felony interested in pursuing a career in Phlebotomy.

Understanding the Role of Phlebotomist

Understanding the Role of a Phlebotomist

A phlebotomist is a vital member of the medical team, responsible for drawing blood from patients for various purposes like clinical or medical testing, transfusions, donations, or research. Their expertise lies in drawing blood quickly, safely, and minimally invasively. Phlebotomists also need to reassure patients, explain procedures to them, and manage any adverse reactions that might occur such as fear, stress, or fainting.

Beyond the technical skills, phlebotomists should have good communication and interpersonal skills as they interact with patients of different age groups, health conditions, and backgrounds. They also need to be well-organized and meticulous in labeling and tracking blood samples.

Educational Requirements and Certifications

Typically, a phlebotomist requires at least a high school diploma or its equivalent. Aspiring phlebotomists often pursue postsecondary education programs specific to phlebotomy, which usually take less than a year to complete. These programs typically end with a certification and cover areas such as anatomy, physiology, and the proper techniques for drawing blood and handling samples.

National certification can be obtained through different organizations such as the National Center for Competency Testing (NCCT), National Healthcareer Association (NHA), the American Society for Clinical Pathology (ASCP), and the American Medical Technologists (AMT). Certification, which generally involves passing an exam, is generally required by employers and can improve job prospects.

Can You Pursue a Career as a Phlebotomist with a Felony?

Understanding the repercussions of a felony charges essential when considering any field of work. The severity and implications of a felony may carry differing weights, depending on the nature of the crime, the time that has passed since conviction, and the successful completion of any probationary terms.

Legislation in most states prohibits employers from rejecting applicants solely based on their criminal past. However, potential challenges may arise during the certification procedure. Although not all certification boards conduct criminal background checks, those that do typically evaluate candidates’ suitability on an individual basis.

Namely, felonies concerning physical harm, drugs, or deceit could possibly be seen in a more serious light given the trust and responsibility associated with a phlebotomist’s duties. Despite this, it is certainly not impossible to become a phlebotomist with a felony conviction.

Several bodies are committed to guarding the employment rights of people with a criminal history and they provide aid, resources, and advice to help the individuals navigate job search and application processes. Moreover, certain states issue ‘Certificates of Rehabilitation’ for people with felonies, affirming their rehabilitation and demonstrating their safety to the public to prospective employers and certification boards.

To sum up, although a felony conviction might make the journey to become a phlebotomist more challenging, it certainly doesn’t eliminate the possibility. Every case is different and is examined based on numerous factors including the severity of the felony, the individual’s growth since their conviction, and their present-day skills and abilities.

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Illustration of a phlebotomist drawing blood from a patient

Felony and Its Impact on Medical Employment

The Impact of Felonies on Medical Field Employment

A felony, which is a crime punishable by imprisonment of over a year, includes violent offenses, drug crimes, and nonviolent crimes such as fraud. With a felony on your record, getting back on your feet can be hard, especially when it comes to finding employment. Gaining the confidence of your potential employers is often a considerable struggle, particularly in sectors like healthcare that depend on the welfare of others.

The Impact of a Felony on Becoming a Phlebotomist

Phlebotomy is a critical aspect of healthcare, and it requires professionals to master specific technical skills in order to safely and painlessly draw blood and handle fluid samples for testing. While training to become a phlebotomist is relatively straightforward and brief, getting certified and employed can be complicated with a felony record.

Most states do not have explicit laws precluding felons from becoming phlebotomists. However, every phlebotomy certification agency exercises the right to carry out background checks on candidates to ensure their suitability for this delicate job. In such cases, a clean criminal record is always favored.

Challenges in Acquiring Phlebotomy License with a Felony

To become a licensed phlebotomist, you have to undergo a training program approved by the state, pass a certification exam, and submit to background checks. The latter is where issues may arise if you have a felony on your record. Your conviction could present challenges during the licensing and certification process, as it might raise concerns about your integrity, reliability, and commitment to upholding ethical standards of the medical field.

Employers Rights and Concerns

Employers have the legal right to conduct background checks on potential candidates in order to maintain safety and security within their organization. They are especially cautious in the healthcare industry, where employees often interact with vulnerable individuals, including the sick, elderly, and children. Depending on the nature and circumstances of the felony, potential employers may decide on a case-by-case basis whether to hire a person with a felony record. They balance the potential risks involved, sometimes considering factors like the nature of the crime, how much time has passed since the felony, and the candidate’s conduct post-conviction.

Exploring the Prospect of Becoming a Phlebotomist for Felons

While the journey may be challenging, individuals with a felony still have the opportunity to carve out a career as a Phlebotomist. There are several factors that can work in their favor such as the nature of their felony, the amount of time that’s passed since their conviction, demonstrated proof of rehabilitation, and the degree to which violence or harm was involved in their crime.

Felons can petition to have their conviction expunged or set-aside in court, a measure that can substantially boost their chances of finding employment. Another path is to look for work in organizations or programs that are particularly geared towards offering job opportunities to those with felony convictions. Nevertheless, felons would benefit significantly from legal advice to navigate through the licensing regulations and employment laws specific to their state.

When it comes to interviews and applications, honesty is highly valued. Admitting past mistakes and demonstrating a sincere commitment to change goes a long way. Additionally, getting the necessary education, highlighting professional growth, and showing a dedication to reform can aid felons in transitioning to the medical field.

Illustration depicting a person with a felonies seeking employment in the medical field

Laws and Regulations about Felons Pursuing Phlebotomy

Apprehending Phlebotomy as a Career Option Under Felony Convictions

Phlebotomy is a sector of the healthcare industry that is vital to the operations of a medical laboratory due to its focus on the extraction, examination, and handling of blood and its various constituents. As such, it’s essential to comprehend that past criminal offenses can impact an individual’s eligibility to practice this profession, and to understand the implications of their felony convictions on their career prospects within phlebotomy.

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National Level Legal Aspects

At a national level, there are no explicit laws barring individuals with a felony conviction from entering the phlebotomy field. However, to become a licensed or certified phlebotomist, which most employers require, one must pass through a certification agency such as American Society for Clinical Pathology (ASCP), American Medical Technologists (AMT), or National Healthcareer Association (NHA). These agencies may deny certification to individuals with certain types of felony convictions, especially those involving violence, sexual offenses, or substance misuse.

State Level Legal Aspects

State-level regulations vary widely. Some states have strict rules prohibiting felons from working in healthcare professions. Other states might allow felons to work in healthcare, but with certain stipulations, such as proof of rehabilitation or a specific time frame since the conviction. It is strongly recommended to check the specific rules and regulations in the state you plan to work.

Employment Laws and the Phlebotomy Profession

When it comes to employment, the Equal Employment Opportunity Commission (EEOC) guides employers not to outright deny employment to individuals with a criminal record, unless the conviction has a direct impact on the job in question. However, healthcare is a sector where public safety is a top priority, and employers often perform stringent background checks. Some employers might be hesitant to hire individuals with felony convictions.

A Case-by-Case Basis

Whether a person with a felony conviction can become a phlebotomist generally is considered on a case-by-case basis. Factors that can influence this include the nature and seriousness of the crime, the time elapsed since the conviction, evidence of rehabilitation, and state and federal regulations applicable to the certification bodies and potential employers.

Starting Your Phlebotomy Career with a Felony Record

If you have a felony conviction, but aspire to be a phlebotomist, being transparent about your past during the school enrollment, certification, and employment application procedures is key. Honesty about previous errors demonstrates integrity. Engage in constructive activities such as vocational schooling or volunteer work to showcase your rehabilitation. Your efforts to make positive community contributions can greatly enhance your credibility and chances of obtaining an opportunity in the medical field, for instance, in phlebotomy. Legal advice is also critical to understand the relevant laws and potential avenues to consider, like expungement if permissible in your jurisdiction.

Image description: A person wearing gloves drawing blood from a patient's arm.

Options and Opportunities for Felons in Phlebotomy

Duties of a Phlebotomist

Phlebotomists are healthcare professionals tasked with drawing blood from patients for various purposes including medical tests, transfusions, donations, or research. The job not only requires technical prowess, such as adeptly conducting a venipuncture (piercing a vein), it also necessitates a high level of interpersonal skills to create a comfortable environment for patient interaction. Being an effective phlebotomist means combining these skill sets to deliver care safely, efficiently, with the utmost consideration for the patient’s comfort.

The Requirement of Criminal Background Checks in Healthcare

When employing healthcare professionals, including phlebotomists, most employers run criminal background checks as a part of the hiring process. This is to ensure the patients’ safety and maintain the integrity of the healthcare system. These checks can disclose various criminal offenses, which might include felonies.

Can a Felon Become a Phlebotomist?

The question of whether a felon can become a phlebotomist largely depends on specific circumstances, such as the nature of the felony, the state in question, and the policies of the hiring institution. There isn’t a single, universally applicable answer.

In general, for serious offenses, especially those related to violence, sexual misconduct, drug abuse, and crimes involving vulnerable populations like children or the elderly, it may be challenging to gain employment in healthcare. Nonetheless, it is not entirely impossible.

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State Laws and Felonies

The laws about hiring felons in healthcare professions vary from state to state. Some states have laws limiting the employment of individuals with certain felony convictions, particularly in healthcare settings. For example, California has stringent rules about hiring people with felony convictions for positions in healthcare, while other states are more lenient. Therefore, it is crucial to research the laws and regulations in the specific state where one seeks to practice phlebotomy.

Second Chance Programs for Felons

There are programs and organizations dedicated to helping convicted felons find employment after release, often referred to as “second chance” or “re-entry” programs. These often offer vocational training, job placement services, and other resources to assist in reintegration into society. Some of these programs may have links with healthcare institutions and might help interested individuals gain training and employment opportunities in phlebotomy.

Ethical Considerations and Rebounding from a Felony Conviction

Being transparent about one’s past during the job search process is critical. It is often recommended that people with a felony conviction disclose this information during job applications, as failure to mention it can lead to disqualification or termination upon discovery.

After having served their sentences, individuals with felonies might look to demonstrate good behavior and gain skills and qualifications relevant to the job. This will help to convince potential employers of their rehabilitation and suitability for the role.

While felonies can present obstacles to becoming a phlebotomist, with the right steps and effort, it is not categorically impossible. It’s essential for interested individuals to research, reach out to resources, seek opportunities, and demonstrate their commitment to turning a new leaf.

Image depicting a phlebotomist taking a blood sample from a patient.

Forging a path towards a promising career like Phlebotomy is undoubtedly a worthy endeavor for individuals who have had past encounters with the law. The obstacles may appear daunting; however, with the right information, guidance, and determination, they can be overcome. Despite a felony, potential avenues exist, such as rehabilitation programs, vocational training, second-chance initiatives, and particular supportive workplaces. Transitioning past the stigma and prejudice against felony conviction in employment, especially within healthcare, is a gradual societal change, but it is undeniably gaining momentum. When armed with perseverance, resilience, and the knowledge within this discussion, any aspirant can take concrete steps towards becoming a Phlebotomist.

Discover the power of Writio, an AI content writer that creates top-notch articles tailored to your needs. This page was crafted by Writio.

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Health

Defective Medical Devices and Personal Injury Lawsuits

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The health and medical industry is one that everyone trusts to deal with any medical condition. The doctor plays a major role along with the medical devices and tools.

However, when these devices malfunction, the results can be catastrophic. If you’ve been a victim of such a situation, consulting with New York accident injury attorneys can be a crucial first step in seeking justice. This in-depth article explores the intersection of defective medical devices and personal injury lawsuits and what victims should know.

Understanding the Role of Medical Devices

Medical devices have been a part of the healthcare industry for decades now. They come in various shapes and sizes, serving many functions—from monitoring vitals to performing surgical procedures.

Generally, these devices undergo meticulous scrutiny, including stringent safety tests and quality checks, before being made available to medical facilities.

But even after all the thorough checks, there can be events in which the precautions are neglected. Therefore, you must know how to deal with these circumstances and get legal help for a justified claim. 

The Risks of Defective Medical Devices

To appreciate the gravity of a malfunctioning medical device, consider this: imagine you’re driving a car equipped with faulty brakes.

The mere thought is terrifying, isn’t it? The same dread applies to defective medical devices. The results can be catastrophic when devices such as ventilators, pacemakers, or even simple IV drips don’t function as they should.

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Lives can be lost, and irreversible damage can be done. For residents of New York and other states, the legal implications can be vast, leading to an intricate web of personal injury lawsuits.

Types of Defects in Medical Devices

When discussing defective medical devices, it’s important to understand the various categories that fall into them. First, there are manufacturing defects that happen during the device’s construction or assembly.

Then, there are design defects, where the fault lies in the original blueprint of the product. For instance, if a pacemaker tends to send erratic electrical pulses, that’s a design flaw.

Lastly, labeling defects can occur when the manufacturer does not provide sufficient or accurate information about using the device safely. Incomplete instructions or lack of warning labels can be as dangerous as a functional flaw.

What Constitutes a Personal Injury Lawsuit in the Context of Medical Devices?

Initiating a personal injury lawsuit over a defective medical device is complex. The plaintiff—usually the injured party—must demonstrate that the device was indeed defective and that this defect directly resulted in injury or harm.

There are many things to consider when it comes to whether a device is safe and effective, including whether it meets industry standards, how the manufacturer behaves, and whether healthcare providers follow the right guidelines.

Navigating the Legal Landscape

Navigating the legal system can be overwhelming, especially if you’re not familiar with the language and process. Different types of evidence, like medical records and expert testimonies, must be collected carefully.

Plus, each state has its own rules and restrictions. For example, there’s a time limit for filing a lawsuit in New York. Having a good understanding of local laws and seeking guidance from experienced lawyers can make a big difference in the outcome of your case.

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The Role of Expert Witnesses

In the courtroom, the presence of an expert witness can often be a game-changer. These are usually professionals steeped in the medical field who can offer an educated opinion on the device’s intended function versus its actual performance.

Their testimony can lend significant weight to the plaintiff’s case, providing a scientific basis for the claim that the device was, indeed, defective. Given the technical nature of medical devices, the voice of an expert is often vital in elucidating complex details to the court.

Compensation and Settlements

A successful personal injury lawsuit can result in various types of compensation for the victim. This could cover immediate medical expenses incurred due to the defective device and long-term healthcare costs.

Compensation for lost income, emotional trauma, and diminished quality of life are also frequently included in settlements. While financial restitution cannot undo emotional and physical suffering, it can help ease the burdens of recovery and provide a form of justice to victims.

The Importance of Legal Guidance

Facing the aftermath of an injury caused by a defective medical device is both physically and emotionally taxing. The labyrinthine world of legalities may appear overwhelming, but it is often the most direct route to obtaining justice.

Consulting with specialized attorneys, particularly those familiar with the legal landscape in New York, can greatly assist in navigating this convoluted terrain.

Your journey toward justice doesn’t have to be solitary; legal experts can guide you through each step, ensuring you get the restitution and peace of mind you rightfully deserve.

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By understanding the complexities of defective medical devices and personal injury lawsuits, you arm yourself with the knowledge to make informed decisions.

Don’t let a defective device dictate the quality of your life—take action and seek the justice you deserve.

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Health

Exploring the Amazing Zeaxanthin Benefits: More Than Meets the Eye

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This article aims to provide an informative and evidence-based exploration of the benefits associated with zeaxanthin.

Zeaxanthin is a naturally occurring pigment found in various fruits and vegetables, known for its potential health advantages.

Specifically, this article will delve into the impact of zeaxanthin on three key areas: eye health, skin health, and brain health.

By examining scientific research and studies, this article seeks to shed light on the potential benefits of zeaxanthin beyond its commonly known role in supporting visual function.

The Science Behind Zeaxanthin: Understanding Its Benefits

Zeaxanthin benefits can be better understood through an examination of its underlying scientific principles.

Zeaxanthin, a carotenoid pigment found in various fruits and vegetables, has been shown to play a significant role in promoting cardiovascular health and enhancing immune system response.

Studies have demonstrated that zeaxanthin supplementation can improve heart function by reducing oxidative stress and inflammation, as well as preventing the formation of arterial plaques.

Additionally, zeaxanthin has been found to enhance immune system responses by increasing the production of certain immune cells and improving their ability to combat pathogens.

These effects are attributed to the antioxidant and anti-inflammatory properties of zeaxanthin, which help protect against cellular damage and modulate immune responses.

Overall, understanding the scientific basis for these benefits highlights the potential role of zeaxanthin in promoting cardiovascular health and strengthening immune function.

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Zeaxanthin and Eye Health: Protecting Your Vision

Zeaxanthin has been shown to play a crucial role in preserving and safeguarding the health of the eyes. In today’s digital age, people are spending more time than ever before using digital devices such as smartphones, tablets, and computers. This increased exposure to screens can lead to eye strain and other visual discomforts. Fortunately, zeaxanthin has been found to have protective effects against these issues.

Studies have demonstrated that zeaxanthin supplementation can help reduce symptoms of eye strain associated with prolonged digital device use. Zeaxanthin acts as an antioxidant in the retina, protecting it from oxidative damage caused by blue light emitted by screens. It also helps filter out harmful UV rays, further enhancing its protective role.

Incorporating zeaxanthin-rich foods into your diet or taking zeaxanthin supplements may be beneficial for those who experience eye strain due to excessive screen time. However, further research is needed to fully understand the optimal dosage and long-term effects of zeaxanthin supplementation on overall eye health.

Zeaxanthin and Skin Health: Enhancing Your Natural Glow

Research has indicated a potential association between the consumption of zeaxanthin-rich foods or supplements and improvements in skin health.

Zeaxanthin, a carotenoid pigment found in various fruits and vegetables, has been shown to have antioxidant properties that may contribute to improving complexion and preventing aging. Antioxidants help neutralize harmful free radicals in the body, which can damage cells and lead to premature aging.

In addition, zeaxanthin has been found to protect the skin against UV radiation-induced oxidative stress, which can cause wrinkles and other signs of aging.

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While more research is needed to fully understand the mechanisms behind these effects, incorporating zeaxanthin-rich foods such as spinach, kale, oranges, and peppers into one’s diet or considering zeaxanthin supplements may offer potential benefits for maintaining youthful-looking skin.

Zeaxanthin and Brain Health: Boosting Cognitive Function

One area of study that has garnered attention is the potential relationship between consumption of zeaxanthin-rich foods or supplements and improvements in cognitive function.

Zeaxanthin, a carotenoid pigment found in various fruits and vegetables, has been associated with several health benefits. Recent research suggests that zeaxanthin may have a positive impact on brain health by boosting memory and improving focus.

A study conducted on older adults found that those with higher levels of zeaxanthin in their blood had better cognitive performance, particularly in tasks related to memory and attention. Another study involving young adults showed that zeaxanthin supplementation improved cognitive performance, including working memory and processing speed.

While more research is needed to fully understand the mechanisms behind these effects, incorporating zeaxanthin-rich foods or supplements into one’s diet may be a promising strategy for maintaining optimal cognitive function.

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Health

Savings with Medigap Plans- How They Help You Manage Healthcare Costs?

Savings with Medigap Plans

We are in an era where health problems are increasing, and healthcare costs are rising every day. Therefore, finding effective ways to save money and manage healthcare expenses has become a priority for most people.

The primary way to save yourself from huge medical expenditures is by purchasing original Medicare plans that help you reduce your healthcare expenses after a certain age. However, even these plans have some gaps which increase the out-of-pocket costs for people.

This gives rise to a situation where people want something that can fill even the gaps left by the original plans and provide aid for all financial burdens.

This is the time when Medigap plans came into play, and its significance became evident. These Medigap plans are offered by private companies and can be purchased along with the original plan to fill the potential gaps.

In this blog, we will discuss how these Medigap plans work and how they help you manage high healthcare costs and give you peace of mind.

From coverage to flexibility and Renewability, we will discuss everything that helps you get a clear idea of Medigap costs and make informed decisions.

What is a Medigap plan?

Medigap plans are supplement plans that can be purchased to fill the gaps left by the original Medicare plans A and B and cover the out-of-pocket costs. The out-of-coverage costs include – copays, deductibles, and coinsurance.

Note that Medigap plans do not cover part B deductibles as per the new law from 1 Jan 2020. There is a total of 10 Medigap policies that a person can purchase along with the original Medicare plan as per their needs.

Medigap Plan F was the most purchased and beneficial plan since 2019, but the availability of Plan F stopped for people who enrolled in Medicare after 1 Jan 2020.

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This made Medigap Plan G as the most popular and reliable plan at present. Visit https://www.medisupps.com/medicare-supplement-plans/ to get clear and in-depth knowledge about Medicare supplement plans and their individual coverages.

Medigap Plan Coverage and Discounts

Medigap plan

To completely understand how a Medigap plan helps you have money, it’s important to know what it covers and the discounts it provides to people in order to reduce their financial burden.

Coverage

Medigap plan provides the following coverages to reduce your healthcare expenditure and save money.

Deductibles

Medigap plan covers Part A deductibles, which amounts to $1600 per benefit period. Part B deductible amounts to $226, which is covered only by Plan F. But supplement plans cover Part B excess charges, which provides a high savings on your healthcare expenditure.

Copays and Coinsurance

Medigap plans provide coinsurance and hospital charges, hospice care coinsurance, and copays for Plan A. They also provide copays and coinsurance for Part B. In 2023, the coinsurance amount for the 61st to 90th day is $400, whereas it amounts to $800 for lifetime reserves and $200 for skilled nursing home coinsurance. By providing coverage for such huge amounts, Medigap plans reduce the beneficiary’s financial burden in old age and help them get treatment at a lesser amount.

 

First 3 pints of blood

Blood transfusion is common in old age, and hospitals charge hefty amounts for arranging blood. However, Medigap policies provide the first 3 pints of blood, which basically means 3 units of blood each year.

 

Foreign Travel Exchange

 

When traveling outside of the United States, Medigap provides 80% coverage for necessary emergency medical services for the first 60 days. Original Medicare does not provide any coverage outside the US; in such scenarios, Medigap comes into effect and saves a high amount of money that can otherwise be charged. Remember that not all Medigap plans provide foreign travel exchange. It is provided by Plan C, D, F, G, M, and N.

 

Discounts

 

Household Discounts – Some insurance companies provide a household discount if multiple members of the same family enroll in a Medigap plan from the same company. The discounts vary from company to company and state to state; therefore, it’s always better to get clear information about the same.

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Online Application Discount – If a person gets enrolled via their online website by signing up rather than enrolling through an agent or phone call, the company provides an Online application discount.

 

Multi-Policy Discount – This discount is especially for people who purchase some other insurance policy, like dental, from the same company they purchase their Medigap plan.

 

How Medigap Plans Help You Manage Costs?

Medigap Help you manage cost

Medigap plans to fill the gaps of original Medicare and provide benefits that save you money on healthcare. These plans help you save money by

 

Covering all the out-of-pocket costs of Plan A and Plan B

 

Original Medicare has some deductibles, copays, and coinsurance that can cost you a huge amount of money overall when you pay. However, the Medigap plan is that key that even covers the extra out-of-pocket costs (deductibles, copays, and coinsurance) that you have to own otherwise. This might assist you in better planning your healthcare budget and preventing unforeseen charges.

 

Coverage for medical charges while traveling abroad

 

Some Medigap policies include emergency medical care when traveling abroad, but Original Medicare does not. They ensure the coverage of at least 80% of the amount. If you travel frequently, this can provide you with peace of mind knowing that you are covered in the event of an unexpected medical crisis overseas.

 

Predictable Monthly Premium

 

Medigap policies have a predictable monthly premium based on your age, gender, and location. A consistent monthly premium gives you a clear idea of the expenditure and helps you make a proper budget that can cover all your other expenses effectively. The monthly premium is decided in 3 ways – Community Rated, Issue Age Rated, and Attained Age Rated. Moreover, it’s even better to choose high-deductible health plans as they offer low premiums compared to ones with low deductibles.

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Guaranteed Renewability

 

Medigap plans have Guaranteed Renewability as long as you pay your premiums. This means that even if you have health problems, the insurance provider cannot cancel your policy. This constancy can be reassuring, especially as you get older and may require more healthcare.

 

Conclusion

Medigap plans offer valuable solutions to your healthcare needs and provide support for financial expenses. They provide comprehensive coverage for things that the original plan lacks to provide, thus saving out-of-pocket costs on deductibles, copays, and coinsurance charges.

Not only the cost, but you also even get the flexibility to choose the doctor of your choice without any network restriction. The foreign travel exchange provided by Medigap supplement plans provides a layer of reassurance that your healthcare expenditure will be provided by the company if there is some medical emergency when you travel abroad.

Such benefits are lacking when you only purchase the original plan, and the out-of-pocket costs are much more in that scenario.

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